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Motor Yacht Insurance / Cruiser Insurance Policy

We specialise in providing you with competitive motor yacht, or boat cruiser insurance quotes and cover. Our staff recognise that larger vessels require different types of cover.

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Motor yachts and cruiser boats are designed for comfortable, extended journeys on the water. Unlike smaller runabouts, these vessels typically offer spacious cabins, multiple living areas, and advanced amenities such as kitchens (galleys), bathrooms (heads), and sleeping quarters.

This makes them ideal for overnight trips, family holidays or entertaining guests.

Motor Yacht Insurance Quotes

Key Features

  • Luxury and Comfort: Motor yachts and cruisers prioritise comfort, often featuring plush interiors, climate control, and entertainment systems.
  • Size and Performance: These boats generally range from 7 metres (23 feet) to over 20 metres (65 feet) in length and are powered by inboard engines, offering smooth, reliable cruising.
  • Versatility: Whether you’re planning a coastal cruise, island-hopping adventure, or leisurely day on the harbour, cruisers and motor yachts deliver versatility for a range of boating lifestyles.

Uses and Advantages

Owners enjoy the freedom to travel farther and stay out longer than on smaller boats, thanks to ample storage, fuel capacity, and comfortable accommodations.

Many motor yachts and cruisers are suitable for offshore passages as well as for sheltered waters, making them popular with both experienced skippers and families seeking a safe, enjoyable boating experience.

Motor Yacht Insurance – Considerations

Policies typically cover accidental damage, theft, fire, storm events, and third-party liability.

Comprehensive insurance can also include cover for onboard equipment, tenders, and personal effects. Some policies may also offer emergency assistance and options for extended cruising, giving you confidence and peace of mind wherever you travel.

Note: You will need to read each product PDS and policy carefully to understand the relevant limitations that may apply to each product’s cover.


You can Buy Online or complete the quote request form below for an individual quote:

Product Description

Comprehensive boat insurance typically covers: accidental loss, damage, fire or theft to your boat, including; hull motor(s), masts, spars, rigging, equipment and accessories, boat tender and personal effects in or on your boat. Comprehensive boat insurance also typically covers your liability to Third Parties whilst you’re operating your vessel.

You are covered for fire, sinking, collisions, hitting submerged objects, running aground, theft of the boat or its equipment and for towing the boat Australia Wide. You will need to read each products PDS and policy to understand the relevant limitations that may apply to each products cover.

Power Boat Insurance Cover

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    Note: You must take reasonable care not to make a misrepresentation to us. This responsibility applies until we issue you with a policy for the first time or agree to renew, extend, vary/change, or reinstate your policy. You must answer our questions honestly, accurately and to the best of your knowledge.

     
    Please complete as much information as possible, all fields are required.  
    Thank You.

    Personal Details








    Please make sure this email is correct, as your Quote will be emailed to this address.

    Type of Cover

    Type of Cover (*)

    ComprehensiveThird Party OnlyOther


    Insured Details


    Has the insured(s)

    Ever had any insurance refused or cancelled? (*)

    YesNo

    Had any boat or any theft claims in the last five years? (*)

    YesNo

    Been convicted of any offence in the last five years (*)

    YesNo

    Imported the Vessel from Overseas into Australia? (*)

    YesNo

    Have you or any other owner of the boat been declared bankrupt and not discharged within the last 12 months? (*)

    YesNo

    Will the insured(s)

    Boat be used for any Racing, hire, charter or reward of any description? (*)

    YesNo

    Cruiser Details

    Hull






    Engine/s




    Type of Engine (*)

    InboardOutboardStern DriveJetOther

    Type of Fuel (*)

    PetrolDieselGasOther

    Legal Liability

    Select Liability Required: (*)

    $ 1,000,000$ 2,000,000$ 5,000,000$10,000,000

    Skiers Liability Cover

    Do you require skiers liability? (*)

    YesNo

    Boat Value


    Where did you buy the Boat from? (*)

    Private SaleDealer / BrokerAuctionOther



    Experience details





    Boating Courses? (*)

    YesNo

    Storage Details



    Lay Up (optional)


    Completion

    When you have completed all required fields, please click on the Submit for Quotation button below.
    Upon receiving your submission, we will tailor a boat insurance quote to suit your needs, which we will forward to you via email.